4 Reasons Why You Should Hire a Car Accident Lawyer
After you suffer a personal injury, you may find yourself wondering if you need an attorney.
After being involved in a Phoenix car accident, you may find yourself stressed, confused, and wondering what to do next. You will probably be told by friends and family that you should contact a personal injury attorney right away. In most cases, especially those involving injuries, this is true. However, if your accident is a simple fender bender and nobody is hurt you probably can handle the situation with just the help of your insurance company. Unfortunately for many people, that is not the case as thousands of accidents in the United States result in injuries every single day.Reason #1: Insurance Companies Have a Team of Adjusters and Lawyers
Insurance companies have teams of adjusters and lawyers that are working on their behalf. They handle insurance claims all day, every day. Because of this, they are excellent at their job—which is to make sure they pay out as little as possible, as fast as possible. This is why it is essential to hire a car accident lawyer to be on your side if you are involved in a serious car accident.
Insurance companies are for-profit businesses that make billions of dollars a year. Because of this, they can afford to hire the best lawyers who have decades of experience delaying, denying, and defending their employers from claims filed by injured victims.
Facing this kind of skill alone is not a great idea, especially since most people have never filed a claim or pursued a lawsuit on their own.
If you decide to face the insurance company by yourself, you are literally at their mercy. You have nothing to compare the information they give you to and nobody to ask advice if something seems fishy.
Because of this the number one reason to hire a car accident attorney is that insurance companies are not on your side, you are not in good hands, and they are not on your team.Reason #2: If You are Suffering From any Injuries
If you sustain any injuries during a car accident, it is vital that you hire a competent and experienced car accident lawyer to work on your behalf. Car accidents that are classified as fender-benders in which nobody is injured probably will not require the help of a car accident attorney. However if you are injured, you will need the expertise and experience of a car accident lawyer to help you navigate the process so that you receive the compensation for your damages that you need to rebuild your life.
Those who attempt to represent themselves in an accident claim that involves injuries are asking for trouble. As we've mentioned above, insurance companies are extremely skilled in denying and delaying claims. Because of this it is essential that you do not put your family's financial future at risk by going at it alone.Reason #3: Clients who Hire Attorneys get More Money
Numerous different studies have shown that clients who hired a car accident attorney actually received more money than those who attempted to handle the case on their own. Since attorneys work on a contingency fee basis—commonly 33 1/3% of the settlement—most people think that they will end up with less money in the end. However, this is not the case.
A study by the Insurance Research Council (IRC) revealed that, on average, car accident settlements are higher when the injured victim hired a personal injury attorney. An additional study by the AllIndustry Research Advisory Council (ARAC) came to a similar conclusion showing that those who opted to hire an attorney ended up with more money than those that went at it alone.
One part of the study showed that victims who had legal representation received nearly 3.5 times higher settlements than those who opted not to obtain legal counsel.
When put into perspective, this means that if an injured victim who did not have legal counsel received a $50,000 settlement then that same victim with legal counsel would have received $175,000.
If you do the math and remove the attorney’s fees ($175,000 minus 33%), then the injured party would end up with $115,500. That is $65,000 more than the person who did not have a lawyer.
Of course, these are just examples for the sake of argument, but it makes a clear point.Reason #4: It’s Possible to Wait too Long to Hire an Attorney
Another reason that you should consider hiring a car accident attorney is that it is possible to wait too long to obtain legal counsel.
One tactic that insurance companies use is to drag out a personal injury case until it is too late for an attorney to help. They may use all kinds of tactics to prolong the process, like requesting random medical bills or documents. This may just be a tactic to prevent you from being able to hire representation later. Personal injury attorneys are most helpful when they are hired as close to the accident date as possible. This is because they will help guide you through the process so that you can get the most compensation available.
If you attempt to handle a claim on your own, only to find out six months later that you probably need an attorney, it may be too late for them to help.Are All Car Accident Attorneys the Same?
No, all personal injury attorneys are not the same. Some personal injury attorneys are what is known in the industry as ‘Settlement Mills’. Simply, they focus on quantity over quality.
Their goal is to get as many small cases as possible and to settle them as fast as possible so that they can move on to the next payday. These firms often leave thousands of dollars on the table in exchange for a faster payday.
Before you hire a car accident attorney, be sure to research their experience and verdict history. It is also a good idea to read client testimonials and just see what kind of reviews past clients have left them online. Some good places to check for attorney reviews and possible issues are Google, AVVO, and the State Bar.Contacting an Experienced Phoenix Car Accident Attorney
Ables & Annes has decades of experience in helping car accident victims and protecting their rights under Arizona law. We have the financial resources and expertise to go head-to-head with any insurance company, no matter how big they are. Our skilled and dedicated injury attorneys are ready and willing to fight for you.
If after reading this article you are still not sure whether you need the help of a car accident attorney, schedule a free no-obligation consultation with our office. We will give you the most straightforward advice possible and advise you on your options moving forward.
If you have been injured in a car accident due to another party’s negligence, speak to an experienced attorney at Abels & Annes. With no exception, we carefully examine each case and aggressively pursue maximum compensation for all clients. For a free consultation, contact our Phoenix office today online or by phone at 602-819-5191.